MORTGAGE BASICS

Interest rates:

What you need to know about interest rates

Are mortgages the only things that lock?

Mortgage Points:

What are mortgage points and why do you have to pay them?

Everything that you need to know about mortgage points

Learn about the break even period for mortgage points

Deductible mortgage points?

How will negative mortgage points affect you?

Different Types of Loan Programs:

FHA Loan- The best choice for first time home buyers.

80/20 Loan- 100% financing that covers most of your closing cost.

80/15/5 Loan- Have a 5% down payment? This loan program is for you.

Pay Option ARM Loan-You have up to 4 different payment options.

ARM (Adjustable Rate Mortgage) Loan-ARM loan is fixed for certain number of years. Find out what happens next.

Interest Only Loan - Great program for people who's monthly income flunctuate a lot, such as car salesman...

Refinance Your Current Loan

Debt Consolidation Loan

Self Employed Loan